Janet Swenson

Back-to-school routines, fall sports, crisp evenings, and bonfires are right around the corner. With the change of season, it’s a great time to make sure your insurance coverage is keeping up with life’s changes.

Have questions about your coverage or wondering if it’s time for a quick review? We’re here to help make insurance simple.

📞 Reach out anytime—we’re always happy to assist!

Our agency is focused on supporting our community by building relationships and providing insurance and financial service education. We want to make a difference in the lives of others. Our goal is to make working with insurance as easy & enjoyable as possible.

I began my journey with State Farm in 1994 as an agent here in Fergus Falls and am licensed in Minnesota and North Dakota. From the start, I have been focused on educating & building relationships. I am married to Kevin and have two grown children. Much of our spare time centers around golf whether it is at the local golf course or at golf tournaments around the State. Our office is located in downtown Fergus Falls, across from the Viking Cafe. We can help you with the following insurance & financial services: Car Insurance, Motorcycle Insurance, Home/Renters/Condo Insurance, Life Insurance, Business Insurance, & Health Insurance.

With over 31 years of experience as an insurance agent in Fergus Falls, MN, I am dedicated to providing personalized options customized to your needs. Together with my team, who bring a combined 60+ years of industry expertise, we pride ourselves on building strong relationships and delivering exceptional customer service. Whether you’re looking for auto, home, life, or business insurance, we offer a personalized price plan available to protect what matters most to you. Contact our office today for all your insurance needs!

We are open Monday-Friday, 8:30 AM - 5:00 PM and can also meet by appointment outside of those hours. My team and I would love the opportunity to work with you and your family and help you any way we can with your insurance needs!

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Looking for coverage? Talk with Janet about your options in Fergus Falls.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. For personalized coverage in Fergus Falls, MN, reach out to Janet.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Janet is proud to serve the Fergus Falls community.

Q: What's included in renters insurance coverage?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Serving Fergus Falls and the surrounding area, Janet can help answer your questions.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Have questions? Janet in Fergus Falls can walk you through your options.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Janet works with Fergus Falls residents to find coverage that fits.